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Fortunately, I have never had to borrow money from anyone, althoug I am not a wealthy person. On the other hand, and if we look at the world in which we live, I am definitely fortunate.
The truth is that I don't save money and I live a day, but every month I contribute a small amount for "Creu Roja" and "Vicenç Ferrer Foundation"

I have a question about cost of life. Is it expensive renting a flat in your country? Why do you think it is expensive or not renting a flat?

I like to lend money as long as they return it to me.
Sometimes I do not lend because I do not return it, I better tell them I do not have it.
Where I lived before in Tlaquepaque, Jalisco rents are very expensive for students so they prefer to get a cheaper rent that includes most services such as electricity, water, food, telephone, internet, etc.